What is Joint – or Fractional Ownership?

1. It is where a group of investors (normally 3 - 13) purchase an undivided share in a residential leisure property.
2. Via a fair roster system, occupation of the property is shared.
3. A contribution is made by each shareholder towards the expenses at the property.

What are the benefits to the shareholders (joint-owners) that own a leisure property?

1. Better value for money – you only pay for your holiday and not for the remainder of the year.
   
2. Unlike time-share, any increase in the value of the property accrues to you , the owner.
   
3. The ability to rent out your un-utilized weeks.
   
4. Own a prime beachfront property at a fraction of the price.

Fractional Ownership versus Time share

1. Fractional ownership is an asset on your balance sheet, whereas time-share is not.
   
2. With time-share you only buy time. With fractional ownership you buy brick and mortar.
   
3. Time-share decreases in value, whereas factional ownership appreciates. We project the following owners
   capital growth of 20%.

Fractional Ownership Facts

• As of March 2005, numerous offered Factional Ownership interest worldwide. 2004 saw incredible growth in Factional Ownership interest sale sales volume, close to doubling the 2003 performance at an astonishing 1,1 billion.
  
• 95% of Fractional Ownership owners are satisfied with their purchase and 85% of the owners have recommended the product to someone else.

What the experts say

• “I see the joint vacation ownership industry and specifically the fractional market in South Africa as the biggest booming market segment with immeasurable potential. This opportunity to offer direct vacation property ownership to anyone with a reasonable disposable income and not just to a select few is bringing a lifestyle opportunity within reach.”
  
  Thys Geyser
  Managing Director
  Pam Golding Fractional Ownership
  
  
• “Whilst residential and commercial property investments are stagnating in South Africa, leisure property investments are booming and will keep up it’s pace until two years after the Soccer World Cup, hosted by South Africa.”
  
  Fredere de Jager
  Managing Director
  DJ Syndico Group